Financing Options

Your next project may be more affordable than you think

Don't put off the bathroom, kitchen, or deck you've been dreaming about. Remodeling Depot has partnered with Upgrade to offer flexible financing options designed around your budget — so you can start the project now and pay over time.

Our Financing Partner

Upgrade

Trusted lending for home improvement projects.

  • Fast, secure online application

  • Check your rate with no impact to your credit score

  • Fixed monthly payments, no prepayment penalties
  • No obligation — only proceed if the terms work for you

Why homeowners choose to finance

A beautiful remodel is a meaningful investment. Financing lets you keep your savings intact and move forward with confidence — on your timeline.

01

Preserve Your Savings

Keep cash on hand for emergencies, investments, or the next thing on your list. Spread your project cost into predictable monthly payments.

02

Start Sooner

Don't wait until "someday." Begin your bathroom, kitchen, or deck project now and enjoy it while you pay it off over time.

03

Flexible Terms

Upgrade works with your credit profile to offer terms that fit your budget. Final rates and terms are always set by the lender.

How it works

Four simple steps from idea to install. We'll walk you through every one of them.

01

Schedule a Consultation

Request a free in-home or virtual estimate for your bathroom, kitchen, or deck project.

02

Review Your Design

Walk through your custom design, project investment, and financing options side by side.

03

Apply with Upgrade

Complete a quick, secure application online. Checking your rate won't impact your credit score.

04

Start Your Project

Pick the terms that work for you, choose your install date, and we get to work.

Ready to get started?

Apply with Upgrade now, or schedule a free consultation and your Remodeling Depot sales consultant will walk you through your options.

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